Terms and Conditions
Last Updated: 2025/03/11
Welcome to PAYSPOT, These Terms and Conditions (“Terms”) govern your use of PAYSPOT (“the App”), owned and operated by Mentospot (PTY) LTD
(“Company,” “we,” “us,” or “our”). By downloading, accessing, or using the App, you agree to be bound by these Terms. If you do not agree, please do not use the App.
1. Use of the App
1.1 You must be at least 13 years old (or the required age in your jurisdiction) to use the App. If you are under 18, you need parental or legal guardian consent.
1.2 You agree to use the App in compliance with all applicable laws and regulations.
1.3 The App is provided for personal, non-commercial use only. Unauthorized use, including resale, is strictly prohibited.
2. User Accounts
2.1 You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your login credentials.
2.2 You agree to provide accurate, complete, and up-to-date information when creating an account.
2.3 We reserve the right to suspend or terminate accounts that violate these Terms.
3. Intellectual Property
3.1 All content in the App, including text, images, logos, and software, is owned by or licensed to us and is protected by copyright and other intellectual property laws.
3.2 You may not copy, modify, distribute, or create derivative works from our content without our written permission.
4. Prohibited Conduct
4.1 You agree not to: Use the App for illegal, harmful, or abusive activities. Attempt to access or interfere with other users’ accounts. Introduce malware, viruses, or other harmful code. Engage in harassment, hate speech, or discriminatory behaviour.
5. Privacy Policy
5.1 Your use of the App is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
5.2 By using the App, you consent to our data practices as described in the Privacy Policy.
6. Subscriptions and Payments
6.1 Certain features may require payment or subscription fees. You agree to pay all applicable charges as outlined in the App.
6.2 Payments are processed through the App Store and are subject to their terms and policies.
6.3 Subscription fees are billed automatically unless cancelled before the renewal date. No refunds will be issued for unused portions of a subscription period.
7. Disclaimer of Warranties
7.1 The App is provided “as is” without warranties of any kind. We do not guarantee uninterrupted or error-free operation.
7.2 To the maximum extent permitted by law, we disclaim all warranties, express or implied, regarding the App’s performance, reliability, or suitability for a particular purpose.
8. Limitation of Liability
8.1 We are not liable for any indirect, incidental, or consequential damages arising from your use of the App.
8.2 In no event shall our liability exceed the amount you paid for using the App in the past six months.
9. Termination
9.1 We reserve the right to suspend or terminate your access to the App at any time for any violation of these Terms.
9.2 You may stop using the App at any time, but you remain responsible for any outstanding payments or obligations.
10. Changes to These Terms
10.1 We may update these Terms from time to time. We will notify users of significant changes by posting an updated version in the App.
10.2 Continued use of the App after changes are posted constitutes acceptance of the new Terms.
11. Governing Law & Dispute Resolution
11.1 These Terms are governed by the laws of [Jurisdiction].
11.2 Any disputes will be resolved through arbitration or courts in [Jurisdiction], unless prohibited by applicable law.